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Table 1. Disposition
of Applications for Home Purchase Loans by Race of Applicant,Columbus
MSA 2008
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Applicant |
Number of Loans on a 1-4 Unit Family Dwelling |
Government |
Conventional |
| White |
8,271 |
14,315 |
| Loan Originated |
74.2% |
70.8% |
| Loan Denied |
11.6% |
11.7% |
| Other Disposition |
14.2% |
17.5% |
| Black |
1,363 |
942 |
| Loan Originated |
64.0% |
48.9% |
| Loan Denied |
20.6% |
26.5% |
| Other Disposition |
15.4% |
24.5% |
| American Indian/Alaska Native |
26 |
45 |
| Loan Originated |
53.8% |
40.0% |
| Loan Denied |
23.1% |
31.1% |
| Other Disposition |
23.1% |
28.9% |
| Asian/Pacific Islander |
181 |
696 |
| Loan Originated |
64.1% |
68.1% |
| Loan Denied |
17.1% |
10.2% |
| Other Disposition |
18.8% |
21.7% |
| Hispanic (of any race) |
221 |
220 |
| Loan Originated |
66.5% |
56.4% |
| Loan Denied |
16.3% |
18.2% |
| Other Disposition |
17.2% |
25.5% |
| Two or more Minority Races |
21 |
10 |
| Loan Originated |
57.1% |
50.0% |
| Loan Denied |
33.3% |
20.0% |
| Other Disposition |
9.5% |
30.0% |
| Joint (White/Minority) |
154 |
197 |
| Loan Originated |
72.1% |
76.1% |
| Loan Denied |
12.3% |
9.1% |
| Other Disposition |
15.6% |
14.7% |
| Race not available |
1,074 |
2,540 |
| Loan Originated |
65.1% |
60.6% |
| Loan Denied |
17.3% |
12.8% |
| Other Disposition |
17.6% |
26.6% |
Chart 1 . Homeownership
Rate by Race, Columbus and Franklin County, 2008
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